Be careful with Credit
If you are going to use a credit card, shop around and compare terms. Some cards charge high interest rates, but provide interest-free periods or discounts. Budget for all these costs and put the payment dates in your diary to make sure you pay on time (even if it's only the minimum), or you will be faced with additional charges. Avoid an overdraft - it could be a costly way of borrowing money, if it's not agreed with the bank.