Most people these days have used credit in one form or another and there are a few things to think about before taking out any finance deals. You can find out more about the different forms of borrowing money here.
If you are experiencing problems with debt, the Office has a Debt Counselling Service with fully trained staff who will discuss your problems with you and guide you in sorting them out in confidence. For advice on "Helping Yourself" to sort out your debts please see our leaflet below.
But remember this does not mean you are on your own. Please telephone to make an appointment with our counsellors at our Offices in St John's or Douglas, call us on our dedicated confidential phone line 686510 or email firstname.lastname@example.org if you need further help.