National Insurance Credits
If you are getting Child Benefit for a child under 12 you will automatically get National Insurance credits which count towards your State pension.
If you don't need National Insurance credits while you are getting Child Benefit for a child under age 12 you can transfer them to your partner.
National Insurance Credits for People who don't get Child Benefit Because their Income is too High
You can also get credits for a child under 12 if you don't get Child Benefit because your reckonable income is too high. You need to apply to us in writing to get these credits
Specified Adult Childcare National Insurance Credits for (Grandparent's credits)
You may be entitled to get these credits if you are a grandparent, or another family member, who cares for a child under 12, usually whilst the child’s parent or main carer is working. You need to apply to us in writing to get these credits – please download the form opposite or ask us to send it to you in the post. Before applying for these credits please read the downloadable notes opposite.
National Insurance Credits for Foster Carers
You may be entitled to credits if you are a foster carer. You need to apply to us in writing to get these credits with a CF411A form - Application for credits for parents and carers.
Please ask the fostering service who placed your foster child(ren) with you to give you a letter confirming that you were registered as an approved foster parent with them for the period for which you are applying for credits and send it to us with your application for credits for parents and carers form.
National Insurance Numbers for Children
If you get Child Benefit for a child in the IOM a national insurance number will be automatically issued to your child when they reach age 16. If you don’t get Child Benefit for a child because you and your partner’s income (if you have a partner) added together is over £80,000 your child can apply to the Assessor of Income Tax for a national insurance number.