Incapacity Benefit

If you become sick and are unable to work you could get financial help through Incapacity Benefit (IB).

Basic qualifying conditions

To qualify you must be ordinarily resident on the Island at the time of your claim.
You must be under State Pension age.

Entitlement to IB is based on the National Insurance contributions you have paid. Any savings you may have are ignored when deciding if you qualify.

If you are claiming incapacity benefit you (and any partner you have) can be required to take part in work-focused conversations as a condition for you retaining your full benefit.

Applying for Incapacity Benefit

Make your claim after you've been unable to work for 4 or more days in a row.
Apply online for Incapacity Benefit - you will need your National Insurance Number to enrol for this service.

Alternatively, download SC1 claim form available via downloadable documents or contact us for a paper copy.

If you are claiming for any periods over 14 days, please include a medical certificate from your doctor.

Incapacity Benefit Rates

IB is paid at one of two basic rates:

• Short term rate for the first 52 weeks of incapacity
• Long term rate after 52 weeks

Please see the Benefits Rates leaflet for further details.

Payments

Payments of IB can be made:

• Weekly or every 2 weeks into your bank account, or
• You can collect them from a post office each week using a MiCard