Registered judgments, what does this mean?

This section provides information on the Register of Judgments (note that judgments are also usually recorded on the Register of Judgments, Orders and Fines in England and Wales, maintained by Registry Trust Ltd).

What happens when the court orders me to pay an amount of money?

If the court has ordered you to pay an amount of money (called ‘having a judgment entered against you’), details of the judgment will usually be entered on the Register of Judgments and the Register of Judgments, Orders and Fines in England and Wales.

Organisations such as banks, building societies and credit companies may use the information on the Register when someone applies for credit such as a loan or overdraft. It helps them decide whether or not that person would be able to pay off the credit.

How can I find out if a judgment is registered against me?

If you are not sure whether any judgments have been registered against you, you can search the Register of Judgments and/or Trust Online. You may view the Register of Judgments at the Court Office/public counter.

What is the effect of registration?

If you have a judgment entered against you, you may find it difficult to get credit although this may not be the only reason.

If you would like to know more about credit and credit problems contact the Isle of Man Office of Fair Trading:-

Where can I find out more?

If you need to know more about anything, the court will be able to help you. Always have the court claim number and any documents and information about the claim with you when you speak to the court.

Remember:

• pay the claimant or his or her representative, not the court;
• enclose your name, address and any reference;
• record all the payments you have made and keep proof of them;
• send your payment in good time; and
• courts staff are not advocates; they cannot give you legal advice.